Oct 1st, 2022

Version 1.0


Armoni Management Sarl,registered by Grand Duchy of Luxembourg under number B269827, whose registeredoffice is located at 2C, Parc d’Activités, L-8308 Capellen, Grand Duchy ofLuxembourg.

The director of publication is Mr Nikolaos Krokos.
Contact : contact@armoni-invest.com

Table of contents

1. Definitions

ContractRefers to these T&Cs.

Refers to Armoni ManagementSarl as defined in the Legal Notice above.


Refers to the Subscriber andthe Company and “Party” refers to one of them.


Refers to any person whosubscribes to the Tokens Sale of the Tokens on the Website.

Terms and Conditions(“T&Cs”)

Refers to this contract, whichconstitutes a legally binding agreement between the Subscriber and the Company,governing the subscription of Tokens by the Subscriber in the context of theTokens Sale.


Refers to the utility tokensissued by the Company named ALFcoin Token, and “Token” refers to one of them.

Tokens Sale

Refers to the issuance ofTokens by the Company accessible from the Website.


Refers to you as currentSubscriber of the Tokens Sale and Party of these Terms and Conditions. WebsiteRefers to all content andservices of the Company accessible from the veritise.com domain, its linkeddomain and subdomains.

2 . Acceptance
  1. By subscribing to the Tokens Sale, You accept and agree to these Terms andConditions, including its Article 5 "Warnings", without any conditionor restriction.
  2. If You do not agree to this Contract, You shall not subscribe to the TokensSale made by the Company.
  3. Capacity. You confirm that you have the legal capacity toreceive and hold and make use of the Tokens under Luxembourg jurisdiction andany other relevant jurisdiction.
3 . Purpose
  1. These Terms and Conditions are related to the issuance of Tokens by theCompany (the “Issuer”) on its Website. It solely governs the contractualrelationship between You and the Company regarding the Tokens Sale and anyrelated contract.
4 . The Tokens Sale
  1. The Company provides investments plans, educational material, marketanalysis, trading community services for companies and individuals.
  2. In order to raise funds for its Project, the Company issues Tokens on itsWebsite, providing rights to their Subscribers on the ALFGROUP Technology, asdefined in the Company’s Website and Whitepaper.
  3. Rights. Subject to any failure of the Project or any change regarding therights attached to the Tokens, the Tokens are intended to confer advantages totheir Subscribers, including but not limited to :
    • a method of payment;
    • access to timestampfunctionalities;
    • access to theprotocol;
    • access to any other underlying application.
    (hereinafter together referred to as the “Rights”).
5 .  Warnings
  1. This Tokens Sale is a risky and hazardous operation and therefore it isonly aimed at experienced Subscribers who are used to blockchain technology andcryptocurrency trading.
  2. By accepting this Contract, You acknowledge (i) having the necessaryknowledge and understanding of the blockchain technology and the tokens, and(ii) comprehended the risks associated with blockchain-based software systemsand tokens, as described hereof and in the current Contract.
  3. Economical risks. You understand thatthe subscription of Tokens can be affected by economical risks, including butnot limited to :
    • partial or total loss of the Subscriber’s investment;
    • partial or total loss of the value of the Tokens;
    • market extreme volatility and fluctuation, including due to a communicationfrom any person with the power to influence digital assets rate (tokens,cryptocurrencies, etc.);
    • absence of liquidity and impossible resale on markets of the Tokens.
  4. Technological risks. You understand thatthe subscription of Tokens can be affected by technological risks, includingbut not limited to :
    • security error or failure allowing and/or resulting in hacking and stealingof Subscriber and/or Website data;
    • stealing or loss of the Subscriber external wallet private key or hisaccess to the Website;
    • risks associated with blockchains used for the Tokens Sale, including butnot limited to due to successful attacks from hackers or other criminal groupsor organizations or countries, including but not limited to denial of serviceattacks, Sybil attacks, spoofing, smurfing malware attacks, consensus-basedattacks, or phishing, or other new methods that may or may not be known;
    • lack of transparency in crypto asset management and markets. partial ortotal loss of the Subscriber’s investment;
  5. Legal risks. You understand thatthe subscription of Tokens can be affected by legal risks, including but not limited to :
    • the lack of Tokens Sale regulation and the subsequent lack of anyguarantees associated with token sales on regulated markets;
    • any amendment of the applicable legislation, regulations, opinions,decisions, injunctions, that may impact the existence, lawfulness or status of cryptographic tokens, the Project, the Tokens Sale or Tokens (including their market liquidity and price.
  6. Risks related to the Project. You understand that the Project can be affected by risks, including but not limited to :
    • total or partial economical and/or technical failure of the Project,including but not limited because of its early stage of development;
    • a change in the development strategy of the Project;
    • modification of the rights conferred by the Tokens.
  7. Unforeseen risks. You acknowledge and agree that they are significant other risks that the Company cannot anticipate since cryptographic tokens are a new and untested technology.
  8. The Company will not be held responsible for any damage related to therisks mentioned above. By accepting this Contract, You acknowledge having readand understood the Warnings.
6 .  Subscriber's obligations
  1. By accepting the current Contract, You undertake to:
    • comply with the current Contract;
    • only purchase tokens if you live in an eligible jurisdiction. Jurisdictions excluded from the ALFcoin Token Sale are: Afghanistan, Ghana, Mongolia, Syria,Anguilla, Guam, Oman, Trinidad and Tobago, Bahamas, Guyana, Uganda, Tunisia, Botswana, US Virgin Islands, Pakistan, Vanuatu, Bosnia and Herzegovina, BritishVirgin Islands, Panama, Yemen, Cambodia, Iran, American Samoa, Zimbabwe, NorthKorea, Iraq, Samoa, Ethiopia, Seychelles, Fiji, Laos, Sri Lanka, United States
    • complete KYC process which you must pass in order to receive purchased Tokens
    • act in good faith and not misuse the Tokens and your Rights related to it;
    • provide solely accurate information to the Company and notify any change or update;
    • provide any additional information which may be reasonably required by legal, regulatory and contractual obligations;
  2. To the fullest extent permitted by applicable law, You undertake to indemnify, defend and hold harmless the Company from and against all claims, demands, actions, damages, losses, costs and expenses (including attorneys’fees) that arise from or relate to (i) your Subscription or use of the Tokens;(ii) your responsibilities or obligations under this Contract; and (iii) your breach of this Contract.
  3. You may not infringe the reputation of the Company or any of its rights ofinterest.
7 .  Company’s liability
  1. Company undertakes to act with the care normally expected from aprofessional in his field and to comply with the best practice in force. It can only be bound by an obligation of best endeavour.
  2. Limitation. Subject to any contrary applicable law, the Company's liability may only be incurred if the Subscriber proves that (i) the Company acted wrongfully and intentionally and(ii) exclusively if this behaviour caused him/her a certain, personal and direct damage.
  3. Exclusion. Subject to anycontrary applicable law, the Company should not be liable for any direct or indirect damage resulting from:
    • the failure, non-performance or non-implementation of the Tokens and/or theProject;
    • the partial or total loss of the value of Tokens;
    • any breach of this Contract by the Subscriber or a third-party controlled by the Subscriber;
    • loss of control for any reason whatsoever (loss, hacking, technical failure, etc.) of the Subscriber’s login credentials;
    • temporary or permanent suspension of the Project, for any reason whatsoever, including due to a request from the public authorities, judicial authority or any third party;
    • any failure of the computer and software used by the Subscriber;
    • any damage that occurred beyond the control of Company: internet network, failure specific to the Subscriber’s equipment, etc.;
    • any risk described in the current Contract.
  4. Force Majeure Event. The Company shall notbe liable for its failure to perform any of its obligations to Subscriber hereunder, during any period in which such performance is delayed by circumstances beyond its reasonable control. It is expressly agreed by the Parties that a failure of a blockchain protocol or technology (e.g. a wallet)will be considered as a case of force majeure. If a Force Majeure Event occurs, the Company shall notify the Subscriber as soon as possible of such an event preventing the normal execution of the Tokens Sale.
8 .  Amendment or Update
  1. The Company may, at its sole discretion and without prior notice, amend, change, update or add to the current Terms and Conditions.
  2. In this event, You will receive a notification and shall have the right (i)to accept the update or (ii) to delete your account on the Website. If You continue to use the Tokens you are deemed to have accepted the amendment.
9 .  Intellectual Property Rights
  1. The Company owns and retains all intellectual property rights, interest and title, to the full extent and without limitation in the Website, the ALFGROUP Technology, the Project, the ALFcoin Tokens and all elements there of.
  2. You acknowledge without limitation that all intellectual property rights mentioned on the Website are the sole property of their respective owners. References to any product, platform, third-party service do not constitute recommendations or endorsements from the Company regarding them.
10 .   Right of Refund Waiver
  1.   By subscribing to the Company’s Tokens, You are  accepting without any restriction or condition, that You will not have any right of :  
    • refund of the Tokens; or
    • cancellation of the Subscription.
11 .    Non-Waivers
  1. Any failure of the Company to exercise or enforce any right of these Terms and Conditions will not constitute a waiver or a limit of such right.
  2. To waive any of its rights, the Company shall solely (i) expressly and (ii)in writing waive its right.
12 .    Entire agreement
  1. These Terms and Conditions constitute the complete and exclusive understanding and agreement that the Company has with You regarding the Tokens Sale. They shall supersede any prior agreements, including in the event of a conflict.
13 .   Contact
  1.  If You have any question regarding this Contract, please :
    • contact the Company at the following address : contact@armoni-invest.com; or
    • Visit the “Contact” tab on the Website.    
14 .   Language
  1.  This Contract may be written in other languages. In the event of a dispute, only the English version shall prevail.
15 .   Applicable Law and juridiction
  1. Applicable law. This Contract and any contractual relationship arising from the Tokens Sale are governed by Luxembourg law solely.
  2. Amicable settlement. In the event of a dispute arising between Company and the Subscriber agree to seek an amicable settlement prior to any legal action. The Subscriber undertakes to inform Company at the following address: contact@armoni-invest.com. He shall specifyits contact details and provide any information allowing us to appreciate the origin and the implications of the dispute.
  3.  Dispute. No legal action may be brought against Company without prior formal notice by registered letter with acknowledgement of receipt.
  4.  Competent jurisdiction. Failing to reach an amicable solution to the dispute, the Subscriber and Company irrevocably consent that the competent courts of the Grand-Duché de Luxembourg Court of Appeal (Luxembourg), shall have exclusive jurisdiction to resolve any dispute which may arise in connection with this Contract.